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	<title>Debt Consolidation Solutions &#187; federal legislation</title>
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	<description>Consumer debt services news and information.</description>
	<lastBuildDate>Thu, 19 May 2011 22:48:36 +0000</lastBuildDate>
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		<title>Bankruptcy And The American Consumer</title>
		<link>http://www.debtconsolidationsolutions.net/2011/bankruptcy-and-the-american-consumer/</link>
		<comments>http://www.debtconsolidationsolutions.net/2011/bankruptcy-and-the-american-consumer/#comments</comments>
		<pubDate>Thu, 19 May 2011 22:48:36 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Bankruptcy Laws]]></category>
		<category><![CDATA[BAPCPA law]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[predatory debt relief]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationsolutions.net/?p=184</guid>
		<description><![CDATA[Many around the country are suffering under mountains of debt and living in homes that are no longer worth the loans they are still responsible for.  Many more are filing for unemployment and discovering that the jobs market is still struggling under the weight of the last three years of unemployment numbers that have steadily [...]]]></description>
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		<title>Are Consumers Really Paying Off Credit Cards?</title>
		<link>http://www.debtconsolidationsolutions.net/2010/are-consumers-really-paying-off-credit-cards/</link>
		<comments>http://www.debtconsolidationsolutions.net/2010/are-consumers-really-paying-off-credit-cards/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 16:13:48 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[financial reform]]></category>
		<category><![CDATA[senate banking committee]]></category>
		<category><![CDATA[senator chris dodd]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationsolutions.net/?p=155</guid>
		<description><![CDATA[A report out this week says that Americans reduced their credit card debt by $93 billion between 2008 and 2009.  This could be seen by some as good news.  Experts are not convinced.  According to an analysis of federal data by cardhub.com, a credit card comparison site, during the third quarter of last year, bank [...]]]></description>
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		<title>Bipartisan Debt Commission Or Mission Impossible?</title>
		<link>http://www.debtconsolidationsolutions.net/2010/bipartisan-debt-commission-or-mission-impossible/</link>
		<comments>http://www.debtconsolidationsolutions.net/2010/bipartisan-debt-commission-or-mission-impossible/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 01:53:04 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Alan Simpson]]></category>
		<category><![CDATA[debt commission]]></category>
		<category><![CDATA[Erskine Bowles]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationsolutions.net/?p=144</guid>
		<description><![CDATA[In an effort to rein in the ever growing national debt, President Obama signed an executive order last Thursday creating a bipartisan debt commission that will plan a course of action to address and diminish the federal budget deficit to 3% of gross domestic product by 2015.  That is in comparison to the current 10% [...]]]></description>
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		<title>New Consumer Protection Agency To Monitor Lenders</title>
		<link>http://www.debtconsolidationsolutions.net/2009/new-consumer-protection-agency-to-monitor-lenders/</link>
		<comments>http://www.debtconsolidationsolutions.net/2009/new-consumer-protection-agency-to-monitor-lenders/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 22:16:40 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[consumer financial protection agency]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationsolutions.net/?p=99</guid>
		<description><![CDATA[The Massachusetts Public Interest Research Group recently released a report which revealed practices of lenders who offer private or student loans.  Private loans differ from Federally based loans.  Private loans have no capped limit on interest rates and some lenders are charging significant up front fees in order to originate the loan. Because of these [...]]]></description>
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		<title>FTC Reporting Abusive Debt Collection Tactics</title>
		<link>http://www.debtconsolidationsolutions.net/2009/ftc-reporting-abusive-debt-collection-tactics/</link>
		<comments>http://www.debtconsolidationsolutions.net/2009/ftc-reporting-abusive-debt-collection-tactics/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 19:30:11 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[federal fair debt collection act]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[predatory debt relief]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationsolutions.net/?p=92</guid>
		<description><![CDATA[The FTC has received more than 45,000 complaints about debt collectors in the first half of the year, up almost 20% compared to the first six months of 2008.  Debt collection agencies have been under more scrutiny in the last year than ever before. If you are like many other Americans who have fallen behind [...]]]></description>
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		<title>Consumer Protection Agency One Step Closer To Reality</title>
		<link>http://www.debtconsolidationsolutions.net/2009/consumer-protection-agency-one-step-closer-to-reality/</link>
		<comments>http://www.debtconsolidationsolutions.net/2009/consumer-protection-agency-one-step-closer-to-reality/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 02:20:41 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[credit CARD act]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[federal reserve board]]></category>
		<category><![CDATA[Federal Reserve Chairman]]></category>
		<category><![CDATA[senate banking committee]]></category>
		<category><![CDATA[Treasury Secretary]]></category>
		<category><![CDATA[Wall Street Reform and Consumer Protection Act]]></category>

		<guid isPermaLink="false">http://www.debtconsolidationsolutions.net/?p=87</guid>
		<description><![CDATA[New legislation passed by the House of Representatives, the Wall Street Reform and Consumer Protection Act, would give the government new powers to break up companies that threaten the national economy.  The Federal regulatory restructuring would require the creation of a new agency that will be responsible for overseeing consumer banking and rein in shady [...]]]></description>
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