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	<title>Debt Consolidation Solutions &#187; senator chris dodd</title>
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		<title>Are Consumers Really Paying Off Credit Cards?</title>
		<link>http://www.debtconsolidationsolutions.net/2010/are-consumers-really-paying-off-credit-cards/</link>
		<comments>http://www.debtconsolidationsolutions.net/2010/are-consumers-really-paying-off-credit-cards/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 16:13:48 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[federal legislation]]></category>
		<category><![CDATA[financial reform]]></category>
		<category><![CDATA[senate banking committee]]></category>
		<category><![CDATA[senator chris dodd]]></category>

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		<description><![CDATA[A report out this week says that Americans reduced their credit card debt by $93 billion between 2008 and 2009.  This could be seen by some as good news.  Experts are not convinced.  According to an analysis of federal data by cardhub.com, a credit card comparison site, during the third quarter of last year, bank [...]]]></description>
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		<title>Banks Forced To Make Changes, Consumers Benefit</title>
		<link>http://www.debtconsolidationsolutions.net/2009/banks-forced-to-make-changes-consumers-benefit/</link>
		<comments>http://www.debtconsolidationsolutions.net/2009/banks-forced-to-make-changes-consumers-benefit/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 21:28:52 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[credit CARD act]]></category>
		<category><![CDATA[credit card rate freeze]]></category>
		<category><![CDATA[senator chris dodd]]></category>

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		<description><![CDATA[Bank of America has launched a new program that will offer to their credit card customers an easy to understand list of terms and conditions for each customers account.  This is in response to the credit CARD Act enacted in May 2009 and will be in full effect starting February 2010. The credit CARD Act requires [...]]]></description>
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		<title>New Bill To Freeze Credit Card Rates</title>
		<link>http://www.debtconsolidationsolutions.net/2009/new-bill-to-freeze-credit-card-rates/</link>
		<comments>http://www.debtconsolidationsolutions.net/2009/new-bill-to-freeze-credit-card-rates/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 02:30:46 +0000</pubDate>
		<dc:creator>punkie</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[credit CARD act]]></category>
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		<category><![CDATA[senator chris dodd]]></category>

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		<description><![CDATA[The Credit Card Accountability, Responsibility, and Disclosure Act (CARD), enacted in May 2009, prevents arbitrary interest rate, fee and finance charge increases on a customers existing balance.  The credit CARD Act requires a 45 day notification of interest rate increases and also lengthens the due date that statements must be delivered, from 14 days to [...]]]></description>
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